:root{
  --navy:#0a2148; --navy2:#0d2c5e; --ink:#16202e; --muted:#5b6b7f;
  --line:#e3e9f0; --bg:#f5f7fa; --white:#fff; --accent:#ffcb05; --accent-d:#e0b100;
  --shadow:0 8px 30px rgba(10,33,72,.10);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
h1,h2,h3{line-height:1.2;letter-spacing:-.01em}
.btn{display:inline-block;font-weight:700;padding:14px 26px;border-radius:8px;transition:.18s;cursor:pointer;border:none;font-size:1rem}
.btn-primary{background:var(--accent);color:var(--navy)}
.btn-primary:hover{background:var(--accent-d)}
.btn-ghost{background:transparent;color:var(--white);border:1.5px solid rgba(255,255,255,.5)}
.btn-ghost:hover{border-color:var(--white);background:rgba(255,255,255,.08)}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--accent-d)}

/* NAV */
header{position:sticky;top:0;z-index:50;background:rgba(10,33,72,.97);backdrop-filter:blur(6px)}
nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:1.15rem;letter-spacing:-.02em}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{color:#cdd8e8;font-weight:600;font-size:.95rem}
.nav-links a:hover{color:#fff}
.nav-cta{background:var(--accent);color:var(--navy);padding:9px 18px;border-radius:7px;font-weight:700}
.nav-cta:hover{background:var(--accent-d)}
@media(max-width:820px){.nav-links a:not(.nav-cta){display:none}}

/* SUBHERO (detail page header) */
.subhero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;position:relative;overflow:hidden}
.subhero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:12px;background:repeating-linear-gradient(90deg,var(--accent) 0 60px,transparent 60px 110px)}
.subhero .wrap{padding:60px 24px 70px}
.breadcrumb{font-size:.85rem;color:#9fb2cc;margin-bottom:14px}
.breadcrumb a{color:#cdd9ea}
.breadcrumb a:hover{color:#fff}
.subhero h1{font-size:clamp(2rem,4vw,3rem);font-weight:800;max-width:22ch;margin:8px 0 16px;text-shadow:0 2px 16px rgba(4,12,30,.6),0 1px 3px rgba(4,12,30,.5)}
.subhero p.lead{font-size:1.18rem;color:#e3ebf6;max-width:64ch;text-shadow:0 1px 10px rgba(4,12,30,.6)}
.subhero .breadcrumb{text-shadow:0 1px 6px rgba(4,12,30,.5)}
.subhero .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}

/* SECTIONS */
section.pad{padding:74px 0}
.band{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band .wrap{padding:58px 24px}
.section-head{max-width:64ch}
.section-head h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;margin:8px 0 12px}
.section-head p{color:var(--muted);font-size:1.08rem}
.lead-prose{max-width:70ch}
.lead-prose p{font-size:1.08rem;color:var(--ink);margin-bottom:16px}
.two-col{display:grid;grid-template-columns:1.25fr .9fr;gap:42px;align-items:start;margin-top:30px}
@media(max-width:820px){.two-col{grid-template-columns:1fr}}
.panel{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:28px;box-shadow:var(--shadow)}
.panel h3{font-size:1.08rem;font-weight:800;color:var(--navy);margin-bottom:12px}
.checklist{list-style:none}
.checklist li{padding-left:26px;position:relative;margin:10px 0;color:var(--ink);font-size:.98rem}
.checklist li::before{content:"\2713";position:absolute;left:0;color:var(--accent-d);font-weight:900}

/* TIERS */
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}
@media(max-width:820px){.tiers{grid-template-columns:1fr}}
.tier{border:1px solid var(--line);border-radius:14px;padding:26px;background:#fff;transition:.18s}
.tier:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.tier.static{cursor:default}
.tier.static:hover{box-shadow:none;transform:none}
.tier .lvl{text-transform:uppercase;letter-spacing:.1em;font-size:.72rem;font-weight:800;color:var(--accent-d)}
.tier h3{font-size:1.18rem;font-weight:800;color:var(--navy);margin:6px 0 10px}
.tier p{color:var(--muted);font-size:.96rem}

/* WHY-MINI strip */
.whomini{background:var(--navy);color:#fff}
.whomini .wrap{padding:46px 24px;display:flex;gap:28px;align-items:center;flex-wrap:wrap;justify-content:space-between}
.whomini .big{font-size:2.6rem;font-weight:900;color:var(--accent);line-height:1}
.whomini .txt{max-width:60ch}
.whomini h3{font-size:1.3rem;font-weight:800;margin-bottom:6px}
.whomini p{color:#c8d4e6;font-size:1.02rem}

/* RELATED */
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}
@media(max-width:760px){.related{grid-template-columns:1fr}}
.related a{display:block;border:1px solid var(--line);border-radius:12px;padding:22px;transition:.18s;background:#fff}
.related a:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.related h4{color:var(--navy);font-weight:800;margin-bottom:4px}
.related p{color:var(--muted);font-size:.92rem}
.related .more{color:var(--accent-d);font-weight:800;font-size:.9rem;margin-top:10px;display:inline-block}

/* CTA BAND */
.cta-band{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;text-align:center}
.cta-band .wrap{padding:64px 24px}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.1rem);font-weight:800;margin-bottom:10px}
.cta-band p{color:#cdd9ea;margin-bottom:22px;max-width:60ch;margin-left:auto;margin-right:auto}
.cta-band .email{display:block;margin-top:16px;color:var(--accent);font-weight:700}

/* SERVICE AREA */
.area .wrap{padding:48px 24px}
.area .regions{display:flex;gap:14px;flex-wrap:wrap;margin-top:18px}
.area .chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 22px;font-weight:700;color:var(--navy);box-shadow:var(--shadow)}

/* FOOTER */
footer{background:#06152f;color:#90a2bd;font-size:.9rem}
footer .wrap{padding:34px 24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px}
footer a{color:#c8d4e6}
.foot-area{color:#c8d4e6;margin-top:4px;font-size:.85rem}
.disclaimer{font-size:.82rem;color:#6e809b;max-width:70ch;margin-top:10px}